The Affordability Puzzle: Can 40-Year Mortgages and Equity Sharing Solve the Crisis?

The Affordability Puzzle: Can 40-Year Mortgages and Equity Sharing Solve the Crisis?

The Affordability Puzzle: Can 40-Year Mortgages and Equity Sharing Solve the Crisis?By: EZ Loans Funding
Published on: 14/12/2024

Housing affordability has become one of the most pressing challenges of our time. Across the globe, prospective homeowners face skyrocketing prices, limited inventory, and stagnant wages. These factors converge to create an environment where the dream of homeownership feels increasingly unattainable for many. According to recent studies, over a third of households in many developed countries are classified as cost-burdened, spending more than 30% of their income on housing expenses.

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Top Winter Staging Tips for Arizona Homes: Creating Cozy Vibes for the Cooler Months

Top Winter Staging Tips for Arizona Homes: Creating Cozy Vibes for the Cooler Months

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Published on: 07/12/2024

Winter is a time of change, not just for the seasons but for the real estate market, especially in Arizona. While the state is known for its sunny days, it also experiences a distinct winter climate that calls for specific staging techniques. For home sellers, staging a home in the winter can have a profound impact on how potential buyers perceive the property. The right atmosphere can create a sense of warmth and comfort, helping buyers to envision themselves living in the space year-round.

Mortgage
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Home for the Holidays: Why Buying a House in November Can Be a Smart Move

Home for the Holidays: Why Buying a House in November Can Be a Smart Move

Home for the Holidays: Why Buying a House in November Can Be a Smart MoveBy: EZ Loans Funding
Published on: 14/11/2024

The crisp air, the twinkle of holiday lights, and the smell of pumpkin spice signal not just the start of the festive season but also an opportune time to make one of the biggest decisions of your life—buying a home. While spring and summer are traditionally considered the busiest seasons for real estate, November offers unique advantages that are often overlooked. Whether it’s lower competition, motivated sellers, or end-of-year tax benefits, November homebuying has plenty to offer.

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30-Year Mortgage Rates Drop Below 6%: What It Means for Homebuyers in 2024

30-Year Mortgage Rates Drop Below 6%: What It Means for Homebuyers in 2024

30-Year Mortgage Rates Drop Below 6%: What It Means for Homebuyers in 2024By: EZ Loans Funding
Published on: 23/09/2024

The recent drop in 30-year mortgage rates below 6% marks a significant milestone in the housing market. With rates at their lowest in over 19 months, potential homebuyers, current homeowners looking to refinance, and real estate investors are presented with a unique opportunity. This article will explore the implications of this rate drop, the factors driving it, and how you can leverage these rates to your advantage in the current market.

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